Pioneer commercial banking house in Gadsden County, E.P. Dismukes, President, opened 20 August 1889, under State Charter No. 1, issued twelve days earlier under the Act creating a State Banking System; original capital, $60,000. Became strong institution under Mark W. ("Pat") Munroe, President 1892-1940. Deposits one million dollars, 1919; doors never closed during Bank Crisis 1933; resources fourteen millions, 1964. Present building constructed and occupied 1961, under James J. Love, Chairman of Board.